Prop Firms/Topstep vs Take Profit Trader

Topstep vs Take Profit Trader: Which Prop Firm Is Better in 2026?

Side-by-side comparison of rules, drawdown limits, payout ratios, and evaluation structure. Both firms tracked automatically with FundedOps — no more manual rule-checking.

Topstep

Full review

Max DrawdownTrailing MLL — $2k (50k) / $3k (100k) / $4.5k (150k); trails up on end-of-day balance, breach monitored in real time (incl. unrealized P&L), locks at starting balance

Profit Target6%

Payout90/10 split from first dollar (100% of first $10k only for pre-Jan-12-2026 members)

Categoryfutures

⚡ Adding a Daily Loss Limit at checkout doubles XFA payout caps (limited-time offer)

Take Profit Trader

Full review

Max DrawdownEOD trailing — $1.5k (25k) to $4.5k (150k); no daily loss limit

Profit Target6% ($1,500 on 25k to $9,000 on 150k)

PayoutPRO: 80/20 · PRO+: 90/10

Categoryfutures

⚡ Daily loss limit REMOVED on all sizes; day-one withdrawals once funded

RuleTopstepTake

Max DrawdownTrailing MLL — $2k (50k) / $3k (100k) / $4.5k (150k); trails up on end-of-day balance, breach monitored in real time (incl. unrealized P&L), locks at starting balanceEOD trailing — $1.5k (25k) to $4.5k (150k); no daily loss limit

Drawdown TypeTrailingEOD

Profit Target6%6% ($1,500 on 25k to $9,000 on 150k)

Payout Ratio90/10 split from first dollar (100% of first $10k only for pre-Jan-12-2026 members)PRO: 80/20 · PRO+: 90/10

Min Trading DaysMin 2 days to pass Combine (one-day pass not allowed); funded payout via 5 winning days ($150+) or 3-day Consistency path5 trading days (all accounts)

News Trading Allowed

Weekend Holding

Consistency RuleCombine: best day must stay below 50% of the profit target; funded (XFA) Consistency path: 40%50% across all eval types; none on PRO/PRO+

Topstep — Overview

Topstep is one of the longest-running and most trusted US futures prop firms. They pioneered many of the evaluation models used industry-wide. The Combine has one rule (don't touch the trailing Maximum Loss Limit, which ratchets up on end-of-day balance) and a consistency target — your best day must stay below 50% of the profit target, so you can't one-shot the pass. An optional Daily Loss Limit can be added at checkout; hitting it pauses the day rather than failing the account.

One of the most established and trusted firms in the industry

Clean 90/10 split from the first dollar with a well-documented payout policy

Low monthly fees ($49–$149) for the Combine

Consistency rules: best day <50% of profit target in the Combine; 40% on the funded Consistency payout path

MLL breach is checked in real time against unrealized P&L — an open trade can liquidate the account

Take Profit Trader — Overview

Take Profit Trader is a futures prop firm with a three-tier structure: Test (the eval, monthly fee), PRO (funded sim, 80/20 split, intraday trailing drawdown, day-one withdrawals, buffer requirement), and PRO+ (live account, 90/10 split, EOD drawdown, broker-rate commissions). Since March 2026, promotion to PRO+ is automatic for consistent traders — no manual invite needed. The daily loss limit was removed across all account sizes — the EOD trailing drawdown is now the only loss constraint on Test accounts. Rules of conduct: be consistent, no trading bots, no counter positions.

Daily loss limit removed on all sizes

Withdrawals from day one once funded — no minimum

PRO+ live tier with 90/10 split and no buffer requirement

Monthly recurring fee until you pass

PRO drawdown switches to intraday trailing — tighter than the Test's EOD

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