Prop Firms/Topstep vs Tradeify

Topstep vs Tradeify: Which Prop Firm Is Better in 2026?

Side-by-side comparison of rules, drawdown limits, payout ratios, and evaluation structure. Both firms tracked automatically with FundedOps — no more manual rule-checking.

Max DrawdownTrailing MLL — $2k (50k) / $3k (100k) / $4.5k (150k); trails up on end-of-day balance, breach monitored in real time (incl. unrealized P&L), locks at starting balance
Profit Target6%
Payout90/10 split from first dollar (100% of first $10k only for pre-Jan-12-2026 members)
Categoryfutures
Adding a Daily Loss Limit at checkout doubles XFA payout caps (limited-time offer)

Tradeify

Full review
Max DrawdownEOD trailing (enforced in real time)
Profit Target6%
Payout90/10 (Sim Funded); 80/20 on Elite Live
Categoryfutures
Tradeify 3.0: all plans are one-time purchases — no subscriptions; no activation fees
RuleTopstepTradeify
Max DrawdownTrailing MLL — $2k (50k) / $3k (100k) / $4.5k (150k); trails up on end-of-day balance, breach monitored in real time (incl. unrealized P&L), locks at starting balanceEOD trailing (enforced in real time)
Drawdown TypeTrailingEOD
Profit Target6%6%
Payout Ratio90/10 split from first dollar (100% of first $10k only for pre-Jan-12-2026 members)90/10 (Sim Funded); 80/20 on Elite Live
Min Trading DaysMin 2 days to pass Combine (one-day pass not allowed); funded payout via 5 winning days ($150+) or 3-day Consistency pathNo minimum to pass evals; profit-day requirements on payout paths
News Trading Allowed
Weekend Holding
Consistency RuleCombine: best day must stay below 50% of the profit target; funded (XFA) Consistency path: 40%Growth: 35% (funded, none in eval) · Select: 40% (eval only) · Lightning: progressive 20% → 25% → 30%

Topstep — Overview

Topstep is one of the longest-running and most trusted US futures prop firms. They pioneered many of the evaluation models used industry-wide. The Combine has one rule (don't touch the trailing Maximum Loss Limit, which ratchets up on end-of-day balance) and a consistency target — your best day must stay below 50% of the profit target, so you can't one-shot the pass. An optional Daily Loss Limit can be added at checkout; hitting it pauses the day rather than failing the account.

One of the most established and trusted firms in the industry
Clean 90/10 split from the first dollar with a well-documented payout policy
Low monthly fees ($49–$149) for the Combine
Consistency rules: best day <50% of profit target in the Combine; 40% on the funded Consistency payout path
MLL breach is checked in real time against unrealized P&L — an open trade can liquidate the account

Tradeify — Overview

Tradeify runs end-of-day trailing drawdown on all account types — the limit only ratchets up at the close, though it is enforced against your balance in real time during the session. Since Tradeify 3.0, every plan is a one-time purchase (no subscriptions, no activation fees) with discounted resets on evaluations. Growth has a DLL and a 35% consistency rule once funded; Select drops the DLL in the eval with a 40% eval-only consistency rule; Lightning skips the eval entirely with a progressive 20/25/30% consistency rule. Sim Funded accounts pay 90/10.

EOD trailing — intraday swings don't raise your floor
One-time fees since 3.0 — no recurring billing or activation fees
90/10 split on Sim Funded accounts
Consistency rules on every plan type once funded (35% Growth, 20–30% Lightning)
Lightning accounts have no resets — a breach means buying a new account

Track your Topstep or Tradeify account automatically

FundedOps monitors your drawdown, daily loss, and consistency rule for both firms — checked after every trade import. Know exactly where you stand.

Start free — no card required

More comparisons