Topstep
Topstep is one of the longest-running and most trusted US futures prop firms. They pioneered many of the evaluation models used industry-wide. The Combine has one rule (don't touch the trailing Maximum Loss Limit, which ratchets up on end-of-day balance) and a consistency target — your best day must stay below 50% of the profit target, so you can't one-shot the pass. An optional Daily Loss Limit can be added at checkout; hitting it pauses the day rather than failing the account.
Trailing MLL — $2k (50k) / $3k (100k) / $4.5k (150k); trails up on end-of-day balance, breach monitored in real time (incl. unrealized P&L), locks at starting balance
6%
90/10 split from first dollar (100% of first $10k only for pre-Jan-12-2026 members)
Min 2 days to pass Combine (one-day pass not allowed); funded payout via 5 winning days ($150+) or 3-day Consistency path
Trailing
Futures
What traders love
- One of the most established and trusted firms in the industry
- Clean 90/10 split from the first dollar with a well-documented payout policy
- Low monthly fees ($49–$149) for the Combine
- News trading allowed
- Optional Daily Loss Limit is soft — pauses the day, never fails the account
- Strong community and educational resources
Watch out for
- Consistency rules: best day <50% of profit target in the Combine; 40% on the funded Consistency payout path
- MLL breach is checked in real time against unrealized P&L — an open trade can liquidate the account
- XFA payouts are capped per request ($2k–$6k by size/path) until you reach the Live Funded Account
- $149 activation fee on the Standard path (avoidable via the pricier No Activation Fee path)
- No weekend holding
Who is this firm best for?
Consistent, disciplined traders who spread their P&L across multiple days. Not ideal for traders who rely on a few large outlier wins.
Evaluation plans
| Plan | Account Size | Challenge Fee |
|---|---|---|
| Combine (Standard) | $50k | $49/mo + $149 activation |
| Combine (Standard) | $100k | $99/mo + $149 activation |
| Combine (Standard) | $150k | $149/mo + $149 activation |
| Combine (No Activation Fee) | $50k | $109/mo, $0 activation |
| Combine (No Activation Fee) | $100k | $159/mo, $0 activation |
| Combine (No Activation Fee) | $150k | $209/mo, $0 activation |
Fees may vary by promotion. Always verify current pricing on Topstep's official website.
FundedOps monitors your Topstep account automatically
Connect your account once. FundedOps loads Topstep's exact rules, tracks your drawdown and profit target, and emails you when an import shows you're near a limit.
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Apex Trader Funding
EOD trailing — $1k (25k) / $2k (50k) / $3k (100k) / $4k (150k); intraday plan optional
Target: 6% · Payout: 100% payout split (per-payout caps; max 6 payouts per PA)
My Funded Futures
Varies by plan — EOD trailing (Pro), intraday trailing (Rapid), EOD static (Flex), fixed-buffer (Builder)
Target: 6% (most plans) · Payout: Up to 90% (Rapid 90/10; most other plans 80/20)
Tradeify
EOD trailing (enforced in real time)
Target: 6% · Payout: 90/10 (Sim Funded); 80/20 on Elite Live