Prop Firms/Purdia Capital vs Topstep

Purdia Capital vs Topstep: Which Prop Firm Is Better in 2026?

Side-by-side comparison of rules, drawdown limits, payout ratios, and evaluation structure. Both firms tracked automatically with FundedOps — no more manual rule-checking.

Purdia Capital

Full review

Max DrawdownEOD trailing — updates once/day on closed balance; soft daily loss limit pauses the day (doesn't fail you)

Profit Target6%

Payout90%

Categoryfutures

⚡ No consistency rule; EOD trailing; soft daily loss limit; 90% split

Topstep

Full review

Max DrawdownTrailing MLL — $2k (50k) / $3k (100k) / $4.5k (150k); trails up on end-of-day balance, breach monitored in real time (incl. unrealized P&L), locks at starting balance

Profit Target6%

Payout90/10 split from first dollar (100% of first $10k only for pre-Jan-12-2026 members)

Categoryfutures

⚡ Adding a Daily Loss Limit at checkout doubles XFA payout caps (limited-time offer)

RulePurdiaTopstep

Max DrawdownEOD trailing — updates once/day on closed balance; soft daily loss limit pauses the day (doesn't fail you)Trailing MLL — $2k (50k) / $3k (100k) / $4.5k (150k); trails up on end-of-day balance, breach monitored in real time (incl. unrealized P&L), locks at starting balance

Drawdown TypeEODTrailing

Profit Target6%6%

Payout Ratio90%90/10 split from first dollar (100% of first $10k only for pre-Jan-12-2026 members)

Min Trading Days5 trading daysMin 2 days to pass Combine (one-day pass not allowed); funded payout via 5 winning days ($150+) or 3-day Consistency path

News Trading Allowed

Weekend Holding

Consistency RuleNoneCombine: best day must stay below 50% of the profit target; funded (XFA) Consistency path: 40%

Purdia Capital — Overview

Purdia Capital is a growing US futures prop firm with a clean ruleset — no consistency rule, news trading allowed, EOD drawdown. Beyond the standard EOD evaluations, Purdia offers a Pro Evaluation (harsher intraday trailing drawdown in exchange for a 90/10 live split and enhanced payouts — the Pro Sim Funded stage additionally requires $200+ profit on at least 5 trading days), instant funded accounts, and a Beginner tier. A solid option for traders who want an Apex-style experience with slightly different sizing and fee structure.

No consistency rule

News trading allowed

EOD trailing drawdown — more forgiving intraday

Smaller firm — less community and brand recognition

Fewer account size options

Topstep — Overview

Topstep is one of the longest-running and most trusted US futures prop firms. They pioneered many of the evaluation models used industry-wide. The Combine has one rule (don't touch the trailing Maximum Loss Limit, which ratchets up on end-of-day balance) and a consistency target — your best day must stay below 50% of the profit target, so you can't one-shot the pass. An optional Daily Loss Limit can be added at checkout; hitting it pauses the day rather than failing the account.

One of the most established and trusted firms in the industry

Clean 90/10 split from the first dollar with a well-documented payout policy

Low monthly fees ($49–$149) for the Combine

Consistency rules: best day <50% of profit target in the Combine; 40% on the funded Consistency payout path

MLL breach is checked in real time against unrealized P&L — an open trade can liquidate the account

Track your Purdia Capital or Topstep account automatically

FundedOps monitors your drawdown, daily loss, and consistency rule for both firms — checked after every trade import. Know exactly where you stand.

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