Prop Firms/Earn2Trade vs Topstep

Earn2Trade vs Topstep: Which Prop Firm Is Better in 2026?

Side-by-side comparison of rules, drawdown limits, payout ratios, and evaluation structure. Both firms tracked automatically with FundedOps — no more manual rule-checking.

Earn2Trade

Full review
Max DrawdownEOD trailing — $1.5k (TCP25) / $2k (GAU50); larger tiers verify
Profit Target7% (TCP25: $1,750 · GAU50: $3,000)
Payout80%
Categoryfutures
No upfront activation fee — deducted from first withdrawal; weekly payouts from $100
Max DrawdownTrailing MLL — $2k (50k) / $3k (100k) / $4.5k (150k); trails up on end-of-day balance, breach monitored in real time (incl. unrealized P&L), locks at starting balance
Profit Target6%
Payout90/10 split from first dollar (100% of first $10k only for pre-Jan-12-2026 members)
Categoryfutures
Adding a Daily Loss Limit at checkout doubles XFA payout caps (limited-time offer)
RuleEarn2TradeTopstep
Max DrawdownEOD trailing — $1.5k (TCP25) / $2k (GAU50); larger tiers verifyTrailing MLL — $2k (50k) / $3k (100k) / $4.5k (150k); trails up on end-of-day balance, breach monitored in real time (incl. unrealized P&L), locks at starting balance
Drawdown TypeEODTrailing
Profit Target7% (TCP25: $1,750 · GAU50: $3,000)6%
Payout Ratio80%90/10 split from first dollar (100% of first $10k only for pre-Jan-12-2026 members)
Min Trading Days10 trading daysMin 2 days to pass Combine (one-day pass not allowed); funded payout via 5 winning days ($150+) or 3-day Consistency path
News Trading Allowed
Weekend Holding
Consistency Rule30% 'Maintain Consistency' on evaluations (TCP & Gauntlet Mini) — no single day ≥30% of total P&L; soft (extends the eval, doesn't fail it); none on LiveSim/LiveCombine: best day must stay below 50% of the profit target; funded (XFA) Consistency path: 40%

Earn2Trade — Overview

Earn2Trade is a futures-focused education and evaluation firm with two paths: the Trader Career Path (start at $25k–$100k and scale to $400k by withdrawing milestones) and the Gauntlet Mini (straightforward eval funded at your chosen size, $50k–$200k). Both use EOD drawdowns, hard daily loss limits, a Progression Ladder for contracts, 10 minimum trading days, a 30% Maintain Consistency rule (no single day may be ≥30% of total P&L — soft, so exceeding it just extends the eval rather than failing you; not applied on LiveSim/Live accounts), and $100 resets. July 2026: 50%+ off promo codes are running on both programs.

No upfront activation fee — deducted from profits on first withdrawal
Weekly withdrawals from $100+, no extra performance targets
Option to transition to a live account after passing
Monthly recurring fee until you pass
Hard daily loss limits — one bad day fails the eval

Topstep — Overview

Topstep is one of the longest-running and most trusted US futures prop firms. They pioneered many of the evaluation models used industry-wide. The Combine has one rule (don't touch the trailing Maximum Loss Limit, which ratchets up on end-of-day balance) and a consistency target — your best day must stay below 50% of the profit target, so you can't one-shot the pass. An optional Daily Loss Limit can be added at checkout; hitting it pauses the day rather than failing the account.

One of the most established and trusted firms in the industry
Clean 90/10 split from the first dollar with a well-documented payout policy
Low monthly fees ($49–$149) for the Combine
Consistency rules: best day <50% of profit target in the Combine; 40% on the funded Consistency payout path
MLL breach is checked in real time against unrealized P&L — an open trade can liquidate the account

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